Add i-Access to your Home screen.


i-Access




Payment Error

Payment was unsuccessful. Please try again.

Error

{{error_message}}

Payment Processing...

Please wait while we process your transaction. Do note that closing your browser, clicking the back button, or refreshing the page may terminate the process.

A notification will appear once the process is completed.

Thank You!

Your transaction(s) has/have been submitted for processing in accordance to our daily cut-off times. Should this be submitted past our daily cut-off times or on a non-business day, defined in the relevant prospectus, your transaction(s) will be processed the next business day.

You will receive a confirmation advice when your transaction(s) has/have been processed.


{{name}}
{{email}}
My Profile
Notifications
[$type]
[$title]
[$start-date]
[$body]
Push Notifications
Turn on Push Notifications to receive latest updates.
Settings
Customise your preferences
Help
[$type]
FAQ
[$type]
User Guide


Home
My Accounts
Transact Now
Transaction History
Funds
Insights
In The Spotlight
Transaction
Library
Help
Contact Us
Notification

Are you sure?

Hello there! We noticed that you have left something in your cart. Do remember to check out before you logout.

Next

We're sorry

Our servers are experiencing high levels of traffic, or may be down for scheduled maintenance.

Please refresh your browser, or check back again soon.

Next

We noticed that you have not verified your phone number, please complete the following steps:

  1. Click on the icon.
  2. Click VERIFY.

Next

Time-Weighted Rate of Return (TWRR) vs Simple Return

Time-Weighted Rate of Return ("TWRR") is a measure of how a Fund or portfolio has performed over a period of time, while Simple Return is a basic calculation of your Net Earnings / Total Amount Invested.

Illustration: TWRR for "Fund A"

Value Date Transaction Type Unit Price (MYR) Income Distribution Net Amount (MYR) Investment Amount (MYR)
03/12/2013
12/06/2014
 INVESTMENT
INCOME DISTRIBUTION
 0.5306
0.5407
0.02
 10,000
23/06/2015
08/12/2015
 INCOME DISTRIBUTION
INCOME DISTRIBUTION
 0.5719
0.5592
 0.0075
0.005

08/01/2016
10/06/2016
 INVESTMENT

 0.5524
0.5431

10,000

Market Value as at 10/05/2016 = MYR 20,681.18

Capital Return = RM0.5431 / RM0.5306 = 2.3558%

Income Return = (RM0.02 / RM0.5407 + 1) * (RM0.0075 / RM0.5719 + 1) * (RM0.005 / RM0.5592 + 1) - 1 = 5.9982%

Total Return =  (2.3558% + 1) * (5.9982% + 1) - 1 = 8.50%

On the other hand, the Simple Return for this investment is as below:

Simple Return = [(Market Value - Total Amount Invested) / Total Amount Invested] x 100%

= [(RM20,681.18 - RM20,000.00) / RM20,000.00] x 100%

= 3.41%

View returns on invested capital

"View returns on invested capital" is a new feature that we have introduced to investors to ease their tracking of their invested capital. After years of investing, switching, redeeming, it may be difficult to keep track of your initial invested capital, and returns based on that. 

Total Amount Invested, Total Redemption and Net Investment Amount in "View returns based on invested capital" is calculated based on the following formula, in the respective pages:

  1. Home Page (Dashboard)
    Total Amount Invested = Investment + Transfer In, tracks your total invested capital
    Total Redemption = Redemption + Transfer Out + Dividend Paid Out, tracks your redemption including dividend received
    Net Investment Amount = Total Amount Invested - Total Redemption
  2. My Accounts Page where all your accounts are shown on the same page
    Total Amount Invested = Investment + Transfer In, tracks your total invested capital for each account
    Total Redemption = Redemption + Transfer Out + Dividend Paid Out, tracks your redemption including dividend received for each account
    Net Investment Amount = Total Amount Invested - Total Redemption
  3. Account Page where all the funds in that account are shown
    Total Amount Invested = Investment + Switch In + Transfer In + Shift In, tracks your total invested capital for each fund according to its plan (EPF/ Plan)
    Total Redemption = Redemption + Switch Out + Transfer Out + Shift Out + Dividend Paid Out, tracks your redemption including dividend received for each account
    Net Investment Amount = Total Amount Invested - Total Redemption

Some key notes:
  1. Switch In and Shift In transactions are excluded when calculating the Total Amount Invested in "My Accounts" and "Home Page", so this will not double the initial capital injected.
  2. Switch Out and Shift Out transactions are excluded when calculating the Total Redemption in "My Accounts" and "Home", as there were no movement of capital out of your investment accounts.
  3. Dividends that are reinvested are excluded when calculating the Total Amount Invested and Total Redemption. They are reflected in your market value that contributes to the gain/loss.
  4. Given the difference in formula used across different pages, you will not be able to total up the amount.

Ooops!
Generic Popup